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Shiva Financial Services, home
Bareilly, Uttar Pradesh

Financial protection, investment and business services under one roof

Shiva Financial Services helps individuals, families and businesses with mutual fund investments, health insurance, life insurance, general insurance, MSME / Udyam registration and GeM services. You get one point of contact, plain explanations and support from your first question to the final document.

Talk to an ExpertWhatsApp Us (opens in a new tab)
  • AMFI registered MFDARN-370314
  • Udyam registeredUDYAM-UP-15-0145867
  • Hindi and English
  • WhatsApp and phone support
  • Document checklists
  • One point of contact

हिंदी में भी बात करें।

Shiva Financial Services tree mark
Mutual Funds
Health
Life
General
MSME
GeM
NM

Naresh Kumar Maurya

Proprietor

WhatsApp (opens in a new tab)Call 7060001335
Who we are

Rooted in trust. Growing your tomorrow.

Shiva Financial Services is a financial and business services firm in Bareilly, Uttar Pradesh, led by its proprietor, Naresh Kumar Maurya. The firm works with individuals, families and small businesses on the decisions that shape their finances: how to invest for a goal, how to protect a family, and how to register and grow a business.

Every conversation begins with your situation and your goals. From there we explain the options in plain language, help you gather the documents and stay with you through the process. Service does not end when a form is submitted.

Read about our approach

  • We serve

    Individuals, families and businesses

  • Based in

    Bareilly, Uttar Pradesh

  • Languages

    Hindi and English

  • Reach us

    Phone, WhatsApp, email or a visit to the office

Registered and verifiable

Registered, and easy to verify

Shiva Financial Services is registered with AMFI as a mutual fund distributor and holds Udyam registration as a micro enterprise. Check either number on the official portal.

Registration is not a guarantee of returns, performance or any scheme benefit. Distributors may receive commission from asset management companies on regular plan investments, and direct plans are available from fund houses without a distributor. Please ask us about the cost of any option.

Our services

Six services, one point of contact

Choose the area you need help with. Each page explains the service, the process and the questions we hear most often.

Mutual Funds

Systematic investing, SIP planning and goal-based guidance, matched to your time horizon and how much risk you are comfortable with.

Explore mutual fund guidance

Health Insurance

Individual and family health cover, with help comparing policies and understanding waiting periods, exclusions and claims.

Get health insurance guidance

Life Insurance

Term and life cover that keeps your family's plans steady if your income stops, chosen against your real responsibilities.

Get life insurance guidance

General Insurance

Motor, vehicle and other general insurance, with renewal assistance and support with your policy after purchase.

See general insurance support

MSME / Udyam Registration

Udyam registration assistance with clear document guidance and support through each step of the process.

Start your MSME registration
Mutual funds and SIP

Start investing with clarity

Investing works best when it is tied to a goal, a time horizon and a level of risk you can live with. Try the numbers below, then talk them through with us.
Discuss Your Investment Goal (opens in a new tab)Read the mutual fund guide

Illustration only. You choose every number.

₹10,000

Minimum SIP amounts differ from scheme to scheme.

10 years
10%

Your assumption, not a forecast. Actual returns vary and can be lower or negative.

Amount you invest

₹12.00 L

Illustrated value

₹20.66 L
Invested Assumed growth ₹8.66 L
TodayYear 10

This calculator is for illustration and uses the annual return you enter as an assumption. Mutual fund investments are subject to market risks, and returns are not guaranteed. Actual results depend on market movements and can be lower or negative. Read all scheme related documents carefully before investing.

Discuss this plan on WhatsApp (opens in a new tab)

  • SIP

    A Systematic Investment Plan moves a fixed amount from your bank account into a mutual fund at regular intervals. It turns investing into a habit and removes the need to time the market.

  • Goal-based investing

    Each goal gets its own time frame and its own approach. A goal five years away is planned differently from one twenty years away.

  • Long-term investing

    Market values rise and fall. A longer holding period gives an investment more time to absorb that movement, though it never removes risk.

  • Risk understanding

    Every mutual fund carries risk. We explain a scheme's risk level, how it can behave in falling markets and whether it suits you.

  • Diversification

    Spreading money across fund types can reduce the effect of any one holding on the whole portfolio. It does not guarantee a profit or prevent a loss.

  • Financial discipline

    Regular investing, periodic review and patience count for more than reacting to the news of the day.

Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Mutual funds do not guarantee returns, and past performance is not an indicator of future results.

Why Shiva

Why people choose Shiva Financial Services

Whether the need is a family policy or a business registration, the way we work stays the same. It applies to individuals and businesses alike.

People. Plans.
Prosperity. Together.

  1. Personal guidance

    You deal directly with the people handling your case, and your questions are answered by someone who knows your file.

  2. Simple explanations

    Financial and legal terms are explained in everyday language, in Hindi or English, so you understand what you are signing.

  3. Goal-oriented planning

    Recommendations start from what you want to achieve, such as a child's education, retirement or a business expansion, and work backwards.

  4. Documentation assistance

    We tell you which documents are needed, check them with you and help you avoid the delays that missing papers cause.

  5. Transparent process

    You know each step, what is needed from you and who makes the final decision. Insurers, fund houses and government portals set their own terms, and we say so.

  6. Long-term relationship

    Needs change with marriage, children, a new vehicle or a growing business. We stay available for reviews, renewals and questions.

Insurance

Insurance for what matters most

Good cover is chosen calmly, against your real responsibilities. We help you decide what to protect first and how much cover is appropriate.

Protect health

Hospital bills can arrive without warning. Individual and family health insurance helps you plan for them.

  • Individual and family health cover
  • Guidance on waiting periods and exclusions
  • Help with claim paperwork
Compare health insurance
For businesses

Registrations that put your business on record

The two registrations are often considered together, and we can help with both. Registrations are completed on the official government portals, and we guide you through the documents and the steps.

Shiva Financial Services is a private service provider and is not affiliated with the Government of India, the Ministry of MSME or GeM. Registration does not guarantee any scheme benefit, order or sale.

Process

How it works

The same four steps apply whether you are starting a SIP, buying a policy or registering a business.

  1. Understand your requirement

    We listen to what you need, whether it is a savings goal, a family cover or a registration for your business.

  2. Review documents and requirements

    We list what is needed, check what you already have and flag anything that is missing.

  3. Recommend the appropriate service

    You receive a clear recommendation with the reasons behind it. The decision stays with you.

  4. Complete the process and provide support

    We help you finish the application, purchase or registration, and stay available for questions afterwards.

FAQ

Questions we hear often

A short selection. The full list covers mutual funds, SIP, insurance, MSME / Udyam and GeM.

Do mutual funds guarantee returns?

No. Mutual fund investments are subject to market risks, and no scheme can guarantee returns. Read all scheme related documents carefully before investing, and remember that past performance may or may not be sustained in the future.

What is a SIP?

A Systematic Investment Plan lets you invest a fixed amount in a mutual fund scheme at regular intervals, usually every month. The amount is debited from your bank account on the chosen date and units are allotted at that day's NAV.

What is the difference between health insurance and life insurance?

Health insurance pays eligible medical treatment costs up to the sum insured. Life insurance pays a sum to your nominee if the insured person dies during the policy term. They serve different needs, and many families keep both. See health insurance and life insurance.

Is there a government fee for Udyam registration?

According to the official Udyam portal, registration itself is free of charge. If you use our assistance, ask us about our service charges before you proceed.

Does GeM registration guarantee orders?

No. Registration puts you on the platform. Orders depend on your offering, your pricing and how well you meet each buyer's requirements.

See all frequently asked questions
Talk to us

Talk to Shiva Financial Services

Tell us what you are planning. We will listen, explain your options and suggest the next step.

WhatsApp Us (opens in a new tab)Call 7060001335

Prefer to write? Send an enquiry

हिंदी या अंग्रेज़ी, दोनों में बात करें।